It’s hard, we know. How can you resist those shiny shop fronts? Those crazy sales?That device on late-night infomercials that you just need? It’s difficult to escape the consumer frenzy with the pressure of so many commercials and the constant, “Have you seen (insert some new version of something here)? It’s amazing!” and the “I can’t believe you don’t own (insert random object here that you will never use, that no one ever uses but buys anyway)!”
Moving on from the frivolity, it is hard to save when there are so many different demands on your paycheck. If it’s not nearly consumed by rent, utilities, household necessities, groceries, etc. etc. then it’s consumed by some other inescapable urgent need. Well, we’re here to give you some tips to help out. We asked around, and people responded with the following methods. We hope they help!
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At the end of each month, review your credit card history, your receipts and think about what you could have done without. More importantly, know that you spent excessively. There are loads of great money-tracking apps into which you can record your expenses. One example is Mint, which can track all your accounts and come up with a budget for you.
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Saving money is important. It may feel good to spend money right now, but later on you’ll come to regret it when it comes to purchasing the big things: vehicles and houses. When it comes to either, you’ll need to show the bank two things: that you’re financially responsible, and that you can come up with a deposit. Saving money now will eventually help you out with both things. So don’t be careless now, and you may just find yourself in possession of your dream home/automobile someday!
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